We believe that everyone over the age of 18 should have a Will and these are some of the reasons why..

As Joint owners of a property you may be worried that the local authority can force the sale of your home to pay for your long-term care If you are see our Long Term Care page.

Delays running into YEARS can result where dealing with the estate of someone who does not have a Will.

You can nominate guardians of your choice for your children. In some cases the courts may appoint guardians if you don't have a Will.

If there is no Will the costs involved in administrating the estate are far higher than where there is a Will. Why give solicitors and banks your hard earned money when it should be going to your family?

Most people assume that their immediate family will get all they own even without a Will, this is not necessarily true.

If you are not married then your partner will NOT inherit your estate.

Your family heirlooms and treasures could end up being auctioned because family members cannot decide who should have them.

Banks and building societies hold millions of pounds belonging to people, who are almost certainly dead, because their family's are not aware that it exists.

Millions of pounds every year is being paid unnecessarily in inheritance tax because a Will has not been drawn up.

Family arguments often result from "who should get what" and "what type of funeral should there be". It is unfair to put these decisions on your family at a time when they are least able to cope.

If you have no-one to leave your estate to, would you rather it went to charity or to the taxman? With your Will you can decide.